EMPOWER Rewards Checking:

EMPOWER REWARDS Checking w/EMPOWER REWARDS Savings

Reward Information: When your EMPOWER REWARDS account qualifications are met during a Monthly Qualification Cycle, checking account balances $0.01 up to $10,000.00 receive an APY (Annual Percentage Yield) of 4.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 4.00% - 0.50% APY depending on the account's balance and (2) savings account balances $0.01 up to $25,000.00 in EMPOWER REWARDS Savings receive an APY of 4.00%; and balances over $25,000.00 in EMPOWER REWARDS Savings earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 4.00% - 0.50% APY depending on the balance. If qualifications for EMPOWER REWARDS Checking are not met, all balances in EMPOWER REWARDS Checking and Savings earn 0.05% APY and ATM fees are not refunded. When qualifications are met, interest and ATM fee reimbursements will be credited to your EMPOWER REWARDS checking account on the last day of the statement cycle and will automatically sweep into the attached savings account. EMPOWER REWARDS Checking must be opened in tandem with EMPOWER REWARDS Savings.

Qualification Information:

To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

• Have at least 30 debit card purchases post and settle your account
• Have at least 1 automatic payment (ACH) or direct deposit post and settle
• Be enrolled and receive e-statement notice

All Kasasa® and EMPOWER Accounts

$25.00 minimum deposit is required to open a checking account, $10.00 minimum required to open a savings account. Limit 1 rewards checking account per social security number per household. There are no recurring monthly service charges or fees to open or close this account. APY=Annual Percentage Yield. APYs are accurate as of 3/14/2025. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase processed by merchants and received by Lee Bank as ATM or PIN based transactions and purchases made with non-Lee Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

All Kasasa® and EMPOWER accountholders will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher. When account qualifications are not met, ATM fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Contact a Lee Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.

Kasasa Cash:

APY=Annual Percentage Yield. APYs are accurate as of 3/21/2025. Rates may change after account is opened. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase processed by merchants and received by Lee Bank as ATM or PIN based transactions and purchases made with non-Lee Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances up to $10,000.00 receive an APY of 3.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 3.00%- 0.50% APY depending on the account's balance. When qualifications are met, Kasasa Cash accountholders will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the statement cycle.

Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Monthly direct deposit or ACH credit/debit and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number per household. There are no recurring monthly service charges or fees to open or close this account. Contact a Lee Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.

Kasasa Cash Back:

The Minimum to open account is $25.00. When monthly qualifications are met, you receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle.  You will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash Back qualifications are not met, Cash Back rewards are not received and ATM fees are not refunded.