Rates

** APR = Annual Percentage Rate

*APY=Annual Percentage Yield. APYs accurate as of 12/23/2024. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances $0.01 up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 3.00% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $25,000, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

***APY=Annual Percentage Yield. APYs accurate as of 12/23/2024. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash Back and $10 for Kasasa Saver. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $25,000, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

3. For lines of credit, the Annual Percentage Rate (APR) is variable and can change monthly, the maximum APR is 18% and there is a $20 annual fee. Property insurance is required for all home equity products. Other closing costs may apply.

4. Indicates a 10 year draw period during which the minimum payment is equal to the interest accrued. After the draw period ends, you will no longer be able to obtain credit advances and must pay the outstanding balance on your line of credit (the "repayment period.") The length of the repayment period is 15 years. During the repayment period, payments will be due monthly.

Interest is compounded daily for Certificates, Regular Savings, Kasasa Cash, Kasasa Cash Back, Performance Account, Health Savings NOW, Clear Choice Money Market accounts. The Annual Percentage Yield (APY) is accurate as of the date shown above. Fees could reduce earnings on the account. Please refer to our Fee Schedule. Rates on Savings and Checking accounts may change after the account is opened. A penalty may be imposed for early withdrawal from Certificates of Deposit funds equaling 6 months interest on original maturities longer than 12 months, and 3 months interest on original maturities of 12 months or less. 

Rates are subject to change at any time.

All products are subject to approval.