Rates

*APY=Annual Percentage Yield

**APR=Annual Percentage Rate

All Kasasa® and EMPOWER Accounts

$25.00 minimum deposit is required to open a checking account, $10.00 minimum required to open a savings account. Limit 1 rewards checking account per social security number per household. There are no recurring monthly service charges or fees to open or close this account. APY=Annual Percentage Yield. APYs are accurate as of 3/21/2025. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase processed by merchants and received by Lee Bank as ATM or PIN based transactions and purchases made with non-Lee Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

All Kasasa® and EMPOWER accountholders will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher. When account qualifications are not met, ATM fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Contact a Lee Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.

EMPOWER REWARDS Checking w/EMPOWER REWARDS Savings

APYs accurate as of 3/21/2025. Rates may change after account is opened. Reward Information: When your EMPOWER REWARDS account qualifications are met during a Monthly Qualification Cycle, checking account balances $0.01 up to $10,000.00 receive an APY (Annual Percentage Yield) of 4.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 4.00% - 0.50% APY depending on the account's balance and (2) savings account balances $0.01 up to $25,000.00 in EMPOWER REWARDS Savings receive an APY of 4.00%; and balances over $25,000.00 in EMPOWER REWARDS Savings earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 4.00% - 0.50% APY depending on the balance. If qualifications for EMPOWER REWARDS Checking are not met, all balances in EMPOWER REWARDS Checking and Savings earn 0.05% APY and ATM fees are not refunded. When qualifications are met, interest and ATM fee reimbursements will be credited to your EMPOWER REWARDS checking account on the last day of the statement cycle and will automatically sweep into the attached savings account. EMPOWER REWARDS Checking must be opened in tandem with EMPOWER REWARDS Savings.

Kasasa Cash®

APYs accurate as of 3/21/2025. Rates may change after account is opened. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, checking account balances up to $10,000.00 receive an APY (Annual Percentage Yield) of 3.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 3.00%- 0.50% APY depending on the account's balance. If qualifications for Kasasa Cash are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements (up to $20.00) will be credited to your Kasasa Cash account on the last day of the statement cycle. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply.

Kasasa Saver® with Cash or Cash Back

APYs accurate as of 3/21/2025. Rates may change after account is opened.

Account Information: A Kasasa Saver savings account may be opened and attached to a Kasasa checking account during account opening or anytime thereafter. Rewards earned in the Kasasa checking account are automatically transferred to Kasasa Saver each statement cycle and does not compound.

Reward Information: If qualifications in Kasasa Cash or Kasasa Cash Back are met each monthly qualification cycle: savings account balances $0.01 up to $25,000.00 in Kasasa Saver receive an APY (Annual Percentage Yield) of 1.50%; and balances over $25,000.00 in Kasasa Saver earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash or Kasasa Cash Back, all balances in Kasasa Saver earn 0.05% APY.

³ For lines of credit, the Annual Percentage Rate (APR) is variable and can change monthly, the maximum APR is 18% and there is a $20 annual fee. Property insurance is required for all home equity products. Other closing costs may apply.

⁴ Indicates a 10 year draw period during which the minimum payment is equal to the interest accrued. After the draw period ends, you will no longer be able to obtain credit advances and must pay the outstanding balance on your line of credit (the "repayment period.") The length of the repayment period is 15 years. During the repayment period, payments will be due monthly.

Interest is compounded daily for Certificates, Regular Savings, Kasasa Cash, Kasasa Cash Back, Performance Account, Health Savings NOW, Clear Choice Money Market accounts. The Annual Percentage Yield (APY) is accurate as of the date shown above. Fees could reduce earnings on the account. Please refer to our Fee Schedule. Rates on Savings and Checking accounts may change after the account is opened. A penalty may be imposed for early withdrawal from Certificates of Deposit funds equaling 6 months interest on original maturities longer than 12 months, and 3 months interest on original maturities of 12 months or less. 

Rates are subject to change at any time.

All products are subject to approval.